It's the card that works almost as hard as you do.

As an owner or executive, you want the best for your Michigan business. The best workers. The best equipment. The best suppliers. So don't settle for anything less than a top-shelf credit card.

The Arbor Financial Business Rewards Credit Card comes with a low interest rate, high credit limit, cash-back options and rewards from our 3-2-1 Rewards program. Put them together, and you get a welcome boost to your bottom line.

  • Credit limit up $100,000
  • No annual fee
  • Competitive variable rate
  • Earn triple points for restaurants and travel costs; double points for gas and groceries; and one point for all other qualified purchases
  • Redeem points for gift cards, travel, electronics and home decor
  • Points never expire
Arbor Financial offers a wide range of other business services, including loans and Merchant Services. You might also consider moving your personal account to our credit union. You'll have access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to Bill Pay and more. It's easy to open your checking account online or switch your account to become an Arbor Financial member.

Once your application is complete, please submit with required documents at any of our branches or via the secure upload.
Rewards Credit Card
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Rates for Purchases

Competitive variable rate

3-2-1 Rewards Points Program

Use your ScoreCard points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases. 
* 3X Points on Restaurants and Travel 
* 2X Points on Groceries and Gas 
* 1X Points on Everything Else

Advanced Security Chip technology adds another level of encryption when you make purchases.
How To Earn More

Earn 2,500 points immediately upon activation.

Earn 500 points when you sign up for eStatements, an environmentally friendly option that provides quicker, more secure access to your statements.


Discover our digital wallet options.

Making purchases is easy, safe, and secure with these digital wallet options:

Get card assistance when you need it

If your credit card is lost or stolen, call 269.375.6702 or 800.442.7340 immediately. If you have other non-emergency questions after hours or on holidays, please call 866.591.2802.

If you would like to set up a PIN for ATM withdrawals on your credit card, call 888-886-0083 to set your PIN.

To access your credit card information online, please log in through Online Banking.

REMINDER: Your remittance address is P.O. Box 37603 Philadelphia, PA 19101-0603.

Why choose Arbor Financial?
"With the help of Arbor Financial, RAI Jets has the opportunity to expand our fleet in the next few years" David R Read More Member Stories  

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Your business goals are our priority, and our financing options can help you reach them.
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