Get More Versatility

One of the most appealing aspects of a personal loan is the versatility; there are no restrictions on how you use the borrowed funds. From consolidating debt to paying off medical bills or financing your dream vacation, personal loans can be used to help you pay for anything you desire.

> Rates as low as 8.74%*
> Affordable, flexible repayment terms
> Choose the amount you'd like to apply for
> Great service, fast turnaround


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Apply for this loan by:

> Calling our Virtual Loan Center at (269) 488-5945
Applying online to secure this loan special
Visiting any branch or scheduling an appointment!

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Personal Loans

Term Length APR as low as *
Up to 36 months 8.74%
37 to 60 months 9.24%
61 to 84 months 9.74%
*Annual Percentage Rate (APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval.
  • Revolving line of credit allows you to borrow money as often as you need
  • Competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • Use as overdraft protection for your checking account
  • No restrictions on how you spend your funds
Apply Online   Schedule an Appointment
  • Revolving line of credit allows you to borrow money as often as you need
  • Competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Use as overdraft protection for your checking account
  • No restrictions on how you spend your funds
Apply Online   Schedule an Appointment
  • Borrow up to 100% of the amount in your Share Savings Account
  • Competitive rates
  • Terms up to 60 months
  • Continue to earn dividends on your savings
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
Apply Online   Schedule an Appointment
  • $500 loan amount at 0% APR**
  • Low $50 monthly payment and 10-month term
  • Available to K-12 teachers
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
Apply Online   Schedule an Appointment
Personal Loan Calculator
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Estimated Monthly Payment: 0
*Annual Percentage Rate (APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval.
**The 0% Annual Percentage Rate (APR) Classroom Supplies Loan is available to K-12 teachers only and is limited to one loan per school year. Monthly payments will be automatically transferred from your Share Savings Account (S1). Payroll deduction and proof of employment at a Michigan school are required.
Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  

Mortgages

When it comes to the right mortgage, Arbor makes you feel right at home.

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