Avoid that empty feeling when you open your wallet.

Know who carries around lots of cash these days? Pretty much no one. With Arbor Financial's Visa® Debit/ATM Card, you always have as much money in your pocket as you have in your checking account. And if you ever actually need some cash? Just stop at one of 30,000 surcharge-free CO-OP ATMs in Michigan and across the country.

Locate an ATM via Web   Locate an ATM via Phone

Card insertion at an ATM - iconAccess to ATMs

You'll get free access to 30,000 surcharge-free CO-OP ATMs throughout Michigan and across the nation.

Contactless payments with a digital wallet - iconContactless Payments

Enjoy digital wallet accessibility and contactless payments with your debit card.

Instant Issue iconInstant Issue Cards

In a time-crunch? No worry. Our debit cards are printed in-house.
  • Debit/ATM Cards are free with all Arbor Financial checking accounts
  • Enjoy contactless purchases in stores and online with funds withdrawn directly from your checking account
  • Get your debit/ATM card on-the-spot* at any branch (you can get Visa gift cards there, too) with the option to choose your own PIN
  • In-store purchases can be processed as “credit” with signature, or as “debit” with PIN
  • Many retailers provide a cash back option when using your PIN
  • When used as “credit” for purchases, enjoy peace of mind with Visa’s Zero Liability fraud protection
  • We work hard to protect your accounts and your money
  • Before heading on vacation, let us know you’ll be traveling to ensure uninterrupted use of your debit or credit card
  • Out-of-state or international purchases may be flagged as potential fraud and blocked until your authorization can be confirmed
  • Give us a call at 269.375.6702 or email us your member number to notify us of travel dates
  • Call 269.375.6702 or 800.442.7340 from 8 a.m. to 5:30 p.m. on Monday through Friday; and from 9 a.m. to 12:30 p.m. on Saturdays
  • After hours and on holidays, call 800.528.2273 if you have debit card problems
  • During business hours, we'll instantly issue you a new card on the spot
  • If you feel like you have been a victim of fraud or receive suspicious emails or phone calls, contact us immediately at 269.375.6702 or 800.442.7340

Manage your debit card on the go!CardControlAppImage-5.png

Enjoy assurance on the go with the ability to monitor, maintain and manage your Arbor Financial Debit Card from anywhere directly on your mobile phone, in real-time with our card control app. 

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*Visa Debit Cards requested from our Lawrence branch are available for same-day pickup from our Paw Paw branch. Otherwise, they will be available at the Lawrence branch the following business day.
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