Premier means first. And it means best. And we mean both.

When you make the Premier Dividend Checking Account your first choice, you get the best of both worlds. First, enjoy Arbor Financial checking advantages that include free ATM use and online and mobile banking. Then reap the rewards of monthly dividends that are usually associated with high-yield savings accounts. Put it all together, and you have an account worthy of being in the spotlight.

Premier Checking offers first-class service that includes these benefits:

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*Interest earned on daily balances of $2,500 or more. The minimum daily balance required to avoid a $25 monthly maintenance fee is $2,500. Account fees could reduce earnings.

Dividend Checking Account Resources

Opening our Premier Dividend Checking Account isn’t enough. We want you to take advantage of our additional tools and resources to help you control your finances. 

Deposit Rates: How much are you earning on your Premier Dividend Checking account and our savings and retirement accounts? Learn more about deposit rates. 

eServices: We make online banking easier than ever with eStatements. Learn more about eServices.

Grow & Achieve Blog: Our finance blog features a variety of articles touching on topics most important to you on your financial journey, including homeownership, borrowing money, and securing auto loans. Learn more about our blog. 

Credit Checkup: As a member of Arbor Financial Credit Union, you get a free annual credit checkup. It includes a complimentary credit report and FICO credit score. Learn more about the Credit Checkup service.

Frequently Asked Questions About Dividend Checking Account

Do you have additional questions we haven’t answered about our Dividend Checking Account? You’ve come to the right place. Our FAQ section explains some of our most common questions, and if you don’t find the answer you’re looking for, be sure to reach out to one of our team members. Contact us. 

What dividend rate do you offer?

The higher your balance in your Premier Dividend Checking Account, the more you earn. 


For balances $2,500 - $24,999 you earn a dividend of 0.05%

For balances $25,000 - $99,999.99 you earn a dividend of 0.10%

For balances $100,000 or more, you earn a dividend of 0.20% 

What is a dividend deposit?

Dividends are payments made to credit union members as part owners of the company. By paying our members dividends, we can distribute revenue to the owners. We pay our dividends monthly. 

What are the minimum requirements to avoid paying a monthly fee?

To avoid a $25 monthly fee, you want to maintain a minimum balance of $2,500 in your Premier Dividend Checking Account.

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