You're invited to stop in to join our Grand Opening celebrations the week of February 8:

  • Receive your complimentary coffee mug
  • ​Find out more about our current specials
  • Enter to win an Apple Watch and other daily prizes6 by submitting the online form below.

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15-YEAR MORTGAGES

As low as
1.99%
Rate | 2.137% APR1
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FREE MOMENTUM CHECKING

 
Up to 3.00% APY**
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CREDIT CARD
BALANCE TRANSFER

4.99% APR For Life2
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HOME EQUITY
LINE OF CREDIT

3.25% APR4

Open a new HELOC and receive a $50 Home Depot gift card. Plus, when you draw $5,000 or more on your line of credit between 2/1/21 - 5/31/21, you'll be automatically entered to win $2,500!7

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BOAT & RV LOANS

As low as
2.99%
APR5
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AUTO LOANS

As low as
1.49%
APR3

Why Arbor Financial?

There is a reason that more than 44,000 people like you in Western Michigan are banking with Arbor Financial. Arbor does things differently — and it shows.


Learn More  Get Started

 
 

Meet the Team

HEIDI, BRANCH MANAGER


HeidiHeidi has over 20 years of experience working directly with members of the West Michigan community, with more than 10 of those in credit unions in and around the greater Grand Rapids and Lakeshore areas.

“I’m excited to introduce the Hudsonville community to all that Arbor Financial has to offer. We have a great team that is passionate about building relationships with our members in order to assist them with the achievement of their financial dreams and goals.”


JEFF, MORTGAGE LOANS

JeffWith more than 20 years of experience as a mortgage lender, Jeff is a pro at making the process as simple as possible for members. He also serves as a Zeeland firefighter/EMT.

"Arbor Financial has the perfect mix of excellent products to benefit members - like our 3% checking accounts - and extremely low interest rates for loans."

 

JUDITH, VP OF COMMERCIAL BANKING
Judith
Judith has more than 20 years of commercial banking and credit risk management consulting experience in Kent County and the Lakeshore area.

"One of the things I’ve been most impressed by is Arbor Financial’s ability to truly create specialized solutions for clients."



NICK, DIRECTOR OF MEMBER EXPERIENCE

NickNick has more than 20 years of credit union experience in Kent County with 10+ years in a senior management role.       

“At Arbor, one of our strengths is building talented branch teams to guarantee an above-and-beyond member experience at every visit. You’ll feel the difference right away.”

 


Enter to Win Daily Prizes


Read Official Rules

**Annual Percentage Yield (APY) as of 12/22/20. Additional requirements apply. Interest rate varies depending on number of debit card purchases. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

¹Annual Percentage Rate (APR). Special APR is lowest rate available and current as of 01/01/2021 Rate based on a $150,000 loan with no PMI. Example 180 monthly payments of $964.57. Does not include taxes or insurance and your payment will be higher. Rate listed is for a first-lien purchase-money mortgage on owner-occupied single-family primary detached residence. Rate may vary depending on credit history and underwriting factors. Programs, rates, terms and conditions subject to change without notice. Other restrictions may apply.

²APR = Annual Percentage Rate. Offer valid for a limited time. Balance Transfer promotional rate applicable for the life of the balance. Some restrictions apply. Promotion, rate, terms and conditions subject to change without notice.

3Annual Percentage Rate (APR). Rate effective 1/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

4Annual Percentage Rate (APR).The APR is variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The maximum APR is 15%. Subject to credit approval. An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $75,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value.

5Annual Percentage Rate (APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval. Interest accrues from date of loan disbursement. Subject to change without notice.

6.The drawing is open to all legal Michigan residents 18 years or older. No purchase necessary. Promotional period January 25 – February 14, 2021. Federally insured by the NCUA. For official rules, click here.


7. The drawing is open to all legal Michigan residents 18 years or older. No purchase necessary. Promotional period February 1, 2021 - May 31, 2021. For official rules, click here.