Momentum Checking

You can earn up to 4% APY* on balances up to $15,000 with Arbor Financial's high-yield checking account! No minimum balance required and no monthly fees makes this a great checking product. The more you use your debit card to make purchases, the more interest you earn. 

Get Started


Earn up to $600 a year with Momentum Checking!

Three easy monthly requirements:

  1. Monthly direct deposit into your Momentum Checking account of $500 or more
  2. Enrolled in eStatements
  3. Monthly debit card purchases - the more you use your debit card, the higher the interest you will earn

  • 10 - 19 monthly debit card purchases will earn you 1%
  • 20 - 29 monthly debit card purchases will earn you 2%
  • 30 or more monthly debit card purchases will earn you 4%

*If you don't meet the monthly requirements, you simply do not receive interest for that month. However, you will continue to receive all the other great benefits of Momentum Checking such as free checking, over 37,000 free ATM's across the nation, free web bill pay and more.

Open Your Account Online


If you already have a checking account with Arbor Financial please contact us to switch your existing account.


*Annual Percentage Yield (APY). Monthly debit card POSpurchases must post to your account during the month (note that Arbor FinancialCredit Union posts transactions based on how they are received from merchants).ATM transactions do not apply. Interest is not paid on balances over $15,000.One Momentum Checking account per member. Annual Percentage Yield (APY)as of 8/8/16; Rate is variable and may change after the account is opened.Federally insured by the NCUA.