Momentum FREE Checking

You can earn up to 4% APY* on balances up to $15,000 with Arbor Financial's high-yield checking account! No minimum balance required and no monthly fees makes this a great checking product. The more you use your debit card to make purchases, the more interest you earn. Easy as saying, "cha-ching!"

Three easy monthly requirements:

  1. Monthly direct deposit into your Momentum Checking account of $500 or more
  2. Enrolled in eStatements
  3. Monthly debit card purchases - the more you use your debit card, the higher the interest you will earn

  • 10 - 19 monthly debit card purchases will earn you 1% APY*
  • 20 - 29 monthly debit card purchases will earn you 2% APY* 
  • 30 or more monthly debit card purchases will earn you 4% APY*

If you don't meet the monthly requirements, you simply do not receive interest for that month. However, you will continue to receive all the other great benefits of Momentum Checking such as free checking, over 37,000 free ATM's across the nation, free web bill pay and more.

Open Your Account Online

If you already have a checking account with Arbor Financial please contact us to switch your existing account.

*Annual Percentage Yield (APY) as of 8/8/16. Includes debit card purchases that post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change.