We all know it’s important to save for retirement, but knowing and doing are two different things. Understanding all of your retirement options and determining what your savings goals should even be can sometimes feel a little overwhelming. Retirement calculators can help, but with the guidance of Arbor Financial Credit Union's Wealth Management, we’ll try to make planning for before and after retirement as easy to understand as possible so you can feel confident and make informed decisions.


Analysis
Whether you’ve just started contributing to a retirement plan or are getting ready to retire, we’ll review your retirement planning options and intended goals, then evaluate the progress you’re making toward them (or where to start).

  • Needs Analysis
  • Income distribution strategies
  • Review of pension distribution options


Retirement Planning 
If you’re saving for retirement, you should try to grow your money in a way that is not only tax-efficient, but also in line with your goals. It’s also wise to consider the importance of allocation, balancing, fees and expenses, and rules and limitations. Arbor Financial Credit Union Wealth Management can help you compare different investment options and assess which one(s) may work best for you, even for the most conservative investor.

  • Traditional IRA
  • Roth IRA
  • SEP and Simple IRAs
  • Self-Employed Plans
  • 401(k) Plans
  • 403(b) Plans
  • Rollovers
  • Profit Sharing Plans
  • Social Security benefits


Ready to Meet?

Meetings with Wealth Management’s Cory DenUyl are always free for Arbor Financial Credit union members! 




Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchases you should carefully read the prospectus and prospectuses for the underlying investment portfolio of variable products and other information about the investment company. In addition to carefully reviewing the prospectus you are advised to consider carefully the investment objectives, risks, charges and expenses of the investment before investing. A prospectus may be obtained by contacting Arbor Financial Credit Union Wealth Management or directly from the mutual funds, insurance company, or offering entity.
 
Securities offered through First Heartland Capital, Inc. Member FINRA & SIPC. Advisory services offered through First Heartland Consultants, Inc. Arbor Financial Wealth Management Services is not affiliated with First Heartland Capital, Inc. Securities offered through First Heartland Capital, Inc. are: not federally insured, subject to market risk including loss of principal, not obligations of, deposits of, or guaranteed by the Credit Union. Arbor Financial Wealth Management is located at 1551 South 9th Street, Kalamazoo.