You can save and earn more – $3,303 more* – just by banking with us!

When you bank with Arbor Financial, it's easy to get more. Combine a checking account that earns up to 5.00% APY1, a mortgage with no down payment and no PMI, and a credit card or HELOC with a low introductory rate2, and the money saved quickly adds up. Add in a few extras, like free financial coaching and low-cost ID theft coverage, and you could be saving more than $3,300 annually with Arbor — that's the equivalent of 738 lattes a year!
GET STARTED

Now open!

Arbor Financial is here to help you GET MORE with more savings, more prizes, and more experts to help you find the best banking solutions in town.

2757 44th Street SW, Wyoming
West of Byron Center Avenue
Locations Meet the Team

More Chances to Win**

Stop by the new Wyoming branch to enjoy refreshments, meet the team, and enter to win prizes during Grand Opening Week and throughout March:

MORE PEP
$20 gift cards to local coffee shops will be awarded.

MORE IMPROVEMENTS
$100 certificates for home improvements will be awarded.

MORE SUN
One winner will receive airline tickets to Florida (Value $1,400)!

How can I get MORE?

MORE PEP

No one can keep pace with our high yield checking account. Learn more about how you can earn up to 5.00% APY1 with Arbor Financial’s free Momentum Checking. The best time to start earning more is now!
Earn More

MORE MEMORIES

We can open the door to adventure with a low-rate boat or RV loan. With special rates as low as 2.99% APR2 and with no payments for 90 days3, you can be on your way to making magical memories before your first payment is made!
Boat & RV Special

MORE HOUSE

Don’t waste money with a high-interest mortgage. And don’t delay getting a house because you don’t have a down payment. Arbor Financial has smarter mortgage options that get you moving faster - be sure to check out our mortgage specials: Lower than average fixed rates with mortgages under 3.00% APY4; 0.25% off on 30-year purchase rates5; or a no money down, no PMI special6! Get started today.
Mortgage Specials

MORE IMPROVEMENTS

Take advantage of our Home Equity Line of Credit with a 1.99% APR7 introductory special to improve your home, fund an education, or book that once-in-a-lifetime trip for you and your family.
Special Rate

MORE BUSINESS

See what happens when you work with local experts like the Arbor Financial business team. Our team has more than 50 years of combined experience and we’re here to make things happen. From business checking accounts to lending solutions that can help your business finance growth, we offer the tools and local banking expertise your business needs to thrive.
Meet the Team
*Annual savings of $3303 was calculated using Arbor Financial vs. sourced competitor data available on July 9, 2019 for a variety of products and services, including checking, savings, CD, mortgage, auto, credit card, ID theft, and financial coaching, and is included for informational purposes only. Actual savings will vary, based upon a number of factors, including products, balances, terms, credit scores, and more.   

** For complete Grand Opening Promotion details, click here.
 
1. Annual Percentage Yield (APY) as of 6/1/2019. Minimum number of debit card purchases required. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

2. APR effective as of 2/1/20 and for a limited time. The rate may vary depending on each individual’s credit history. Payments are equal monthly installments for the term of the loan. Programs, rates, terms, and conditions are subject to change without notice.

3. Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement.
 
4. Annual Percentage Rate (APR). Beginning 2/10/20 and for a limited time. Special APRs disclosed are the lowest rates available and are determined by your credit score and underwriting factors at time of application. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loan with no PMI. PMI may be required depending on loan to value and will increase APR. Rate listed is for a first-lien purchase money mortgage or refinance on owner occupied single family detached primary residence. Payments are monthly for term of loan. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
5. Beginning 2/10/20 and for a limited time. Annual Percentage Rate (APR) of 3.584% is accurate as of 2/10/20 and is the lowest rate available. Rates are determined by your credit score and underwriting factors at time of application. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loan with no PMI. PMI may be required depending on loan to value and will increase APR. Rate discount available for first-lien purchase money mortgage only and excludes refinances. Discount cannot be combined with any other discounts, promotions, or programs. Payments are monthly for term of loan. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
6. Beginning 8/12/19 and for a limited time. Annual Percentage Rate (APR) of 4.655% is accurate as of 2/10/20 and is the lowest rate available. Rates are determined by your credit score and underwriting factors at time of application. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loans with no PMI. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payments are monthly for term of loan. Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
7. Annual Percentage Rate (APR). Beginning August 12, 2019 a special introductory HELOC APR will be 1.99% for the first 6 months, and then switch to variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The HELOC maximum APR is 15%. Subject to credit approval.  An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $75,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value.  Subject to change without notice.