Visa® Debit Card

Your Arbor Financial Credit Union Visa Debit Card is like an electronic checkbook that can be used virtually everywhere, but it's quicker and easier to use. 


  • Pay for purchases in stores and online without the hassle of writing a check
  • Access your Arbor Financial Credit Union checking account at more than 36,000 surcharge-free ATMs
  • Swipe and sign for Visa Zero Liability 
  • Use your PIN when you need cash back
  • Safer than carrying large amounts of cash

ATM Card

With an Arbor Financial Credit Union ATM Card, you'll have quick and convenient access to your accounts at more than 36,000 surcharge-free ATMs nationwide. Make balance inquiries, transfer money, and make withdrawals. It's ideal if you don't have an Arbor Financial Credit Union checking account (but may we interest you in one?).

You may also use your Arbor Financial Credit Union  ATM card at any one of the 7,700 Fifth Third "Jeanie" Network ATMs located across the country for surcharge-free withdrawals and deposits when available.

Need to change your PIN?

If you know your current PIN and would like to change it, there are three ways to do so:

  1. Call 800.851.4859 and follow the prompts
  2. You can change your PIN at  any Arbor Financial Credit Union ATM (sorry, the Borgess Cafeteria ATM is excluded)
  3. Speak with an Arbor Financial Credit Union Representative by calling 269.375.6702
If you forgot your current PIN, you will need to speak with an Arbor Financial Credit Union Representative by calling 269.375.6702 during regular business hours. This allows us to ensure that your card has not been stolen and is not being used fraudulently.