No Closing Costs Special


Let Arbor Financial pay your closing costs! Arbor Financial Commercial Lenders are dedicated to finding the right solutions for you. Ask our experts about the No Closing Costs* special today. 

* Offer valid for a limited time only. Waived costs not to exceed $5,000 in qualified closing costs on business loans; excludes refinancing of business loans currently held with Arbor Financial Credit Union. Minimum of $250,000 loan amount to be eligible and a five year pre-payment premium. All loans subject to underwriting, approval, and qualification for the "No Closing Cost" promotion management discretion.


A Business Loan For Every Need

Arbor Financial Credit Union's Commercial Lending department is run independently by the credit union, allowing a higher capacity to serve and a quick turnaround time for business members. This affirms our vision to find creative business solutions and to be the preferred commercial lender for our area.

Enjoy a personal approach in how we serve our members, reviewing the loan not only based on credit scores and ratios, but our entire relationship with the member. We take the time to learn each person’s unique story.


Commercial Real Estate Loan

Whether you're looking to purchase or refinance a commercial or an income-producing property, a flexible commercial real estate loan from Arbor Financial can give you the capital you need to build your investment.

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Business Equipment/Vehicle Loan 

Fixed or variable interest rates are available with convenient repayment terms to purchase commercial equipment or vehicles.

Up to 100% financing on business auto loans.


Business VISA® Credit Card 
With limits up to $50,000 available, a Business Visa Credit Card will give you access to extra cash and allow you to track your business purchases.



Business Lines of Credit 
Get access to funds for your business when you need it. A line of credit can help you plan during the busy season, purchase inventory, or provide liquidity when you need it most.

Apply Now


Securely Upload and Send Your Application 

  • Step 1 - Sign in as a new user and establish a username and password
  • Step 2 - From the drop down, select who in Commercial Services you want to send the file to
  • Step 3 - Include a message in the message field
  • Step 4 - Select up to 10 files you would like to send
  • Step 5 - Click send file now. You're done!

Upload Application


Small Business Administration (SBA) Loan 

SBA loans offer exceptional rates and longer, more flexible payment terms. Plus, you'll work with a veteran SBA lender and one of the top three credit union SBA lenders in Michigan!

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Questions?