Speak with an auto loan specialist Explore low-cost extended warranty and payment protection options

Be Ready to Buy When You Find the Perfect Vehicle

Ask to see how much you could save by refinancing your auto loan with Arbor Financial, or if you are car shopping, get pre-approved for your auto loan and be in the best position to negotiate car prices with:

> Rates as low as 1.49% APR*
> $0 down financing on purchases, or save money by refinancing your existing auto loan from elsewhere with a lower rate
> 90-day no pay options available for refinances+
> Low-cost extended warranty and payment protection options
> Great service with fast turnaround

Apply by Phone   Apply Online

Protect & Insure to Get More Peace of Mind

While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy will result in repairs being covered and loans being repaid.

- Guaranteed Auto Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars. Click here for more details.

- Mechanical Breakdown Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract. Click here for more details.

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Auto Loan Rates

Auto & Motorcycle Loans

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Term APR as low as *
2021-2020 Up to 36 months 1.49%
37 - 48 months 1.74%
49 - 60 months 2.24%
61 - 72 months (Call for details) 2.99%
73 - 84 months (Call for details) 3.49%
85 - 96 Months (Call for details)* 4.49%
2019-2014 Up to 36 months 1.49%
37 - 48 months 1.74%
49 - 60 months 2.49%
61 - 72 months (Call for details) 2.99%
73 - 84 months (Call for details) 3.74%
85 - 96 months (Call for details)* 4.49%
*Annual Percentage Rate (APR). Additional rates and terms are available. The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval. 

Helpful Articles

Knowledge is power, and we want to make sure you feel confident in making decisions about your auto loan. These informative articles can help fuel your journey!

5 reasons to get auto financing at a credit union. Click on the image to read the article.
How to get the best used auto loan. Click on the image to read the article.

Get More Options For Your Lifestyle

Explore auto loan products tailored for different stages and situations in life.

New & Used Auto Loans              First-Time Auto Buyer Program              Fresh-Start Auto Loans
*Annual Percentage Rate (APR). Rate effective 4/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Terms and conditions subject to change without notice.
Applicable to external refinances only.