Strengthen your savings. Add power to your portfolio. Get financially fit.

Many of us watch all those business analysts on cable TV. They use a lot of fancy financial phrases, but it can be hard to figure out how those buzzwords might help us manage our own money. The good news? We can help clear things up. Make an appointment with an Arbor Financial Wealth Management specialist for some straight talk on investment options, building up savings and reducing debt.

Our free consultation includes an analysis of your personal finances:

  • Current cash flow
  • Portfolio analysis
  • Net worth calculations

You'll also learn about various Savings & Investment products:

  • Money Market Accounts
  • Life Insurance
  • Stocks
  • Bonds
  • Mutual Funds
  • Individual Retirement Accounts
  • Fixed, Indexed and Variable Annuities
  • Securities Brokerage Services
 
 

We can explain the ABCs of IRAs and 401(k)s.

Americans are living longer than ever. That makes retirement savings accounts more important than ever. But people in Michigan and elsewhere often put off the process because they're overwhelmed by the many savings options. The good news is an Arbor Financial representative can answer all your questions and help you make confident decisions about your financial future.

Arbor Financial's retirement planning starts with a free assessment of your situation:

  • Members will be guided through a needs analysis
  • Experts will outline income distribution strategies
  • Pension distribution options will be explained
  • Retirement planning discussions will help you compare savings and investment options:
    • Traditional IRA and Roth IRA
    • SEP and Simple IRAs
    • Self-employed plans
    • 401(k) plans
    • 403(b) plans
    • 401(k) rollovers
    • Profit sharing plans
    • Social Security benefits
 
 

Riskalyze - Measure your risk tolerance today!

With Riskalyze, measuring your risk tolerance has never been simpler! Members can take a questionnaire, either in-person or online, that uses a series of 7 simple questions to assign a risk number to clients. The results will show members a portfolio with an actual risk number and how it might perform in up markets, down markets, a financial crisis, compared to the S&P, and more. The portfolio is broken down by risk, fees, expenses, and other critical factors. As a result, an advisor is able to show members a portfolio that aligns with their risk number and advises based on how much risk you currently have, how much risk you are willing to endure, and how much risk you may need to take, or not, to meet your goals. Take the Riskalyze questionnaire to get started today, or watch this video for more information.
 

Take the Questionnaire Today!



Consultations with Wealth Management specialist Cory DenUyl are always free for Arbor Financial members and will include an analysis of the tax impact of any decision you make. While you're visiting, consider opening a checking account with us. You'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to Mobile Banking, Web Bill Pay and much more. It's easy to open your account online or switch your account to become an Arbor Financial member.
 
Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchases you should carefully read the prospectus and prospectuses for the underlying investment portfolio of variable products and other information about the investment company. In addition to carefully reviewing the prospectus you are advised to consider carefully the investment objectives, risks, charges and expenses of the investment before investing. A prospectus may be obtained by contacting Arbor Financial Credit Union Wealth Management or directly from the mutual funds, insurance company, or offering entity.

Securities offered through First Heartland Capital, Inc. Member FINRA & SIPC. Advisory services offered through First Heartland Consultants, Inc. Arbor Financial Wealth Management Services is not affiliated with First Heartland Capital, Inc. Securities offered through First Heartland Capital, Inc. are: not federally insured, subject to market risk including loss of principal, not obligations of, deposits of, or guaranteed by the Credit Union. Arbor Financial Wealth Management is located at 1551 South 9th Street, Kalamazoo, MI.
Why choose Arbor Financial?
"I have been a member of Arbor for 14 years and it is a relief to reach my credit union so easily. Thanks." Jo M Read More Member Stories