Knocking down another obstacle to home ownership.

With car loans, student loans and maybe a growing family, it's hard to save money when you're just getting started in your marriage or career. But that doesn't mean you have to delay your dreams. Arbor Financial's 3% Down Mortgage means you need thousands of dollars less than usual to buy a Michigan home. And at your stage, that's a much more manageable amount.

Call us today at 269.544.3105 and find out what our team can do for you!

Contact a Mortgage Specialist

Here's how an Arbor Financial 3% Down Loan can move you into a new home:

  • Perfect for first-time home buyers who have limited funds for a down payment.
  • 15,- 20- and 30-year terms are available.
  • Low 3% down payment.
  • Low closing costs.
  • Easy application process with a quick response.
  • Loan pre-approval process to help you focus your housing search.
  • Loan serviced at Arbor Financial so you'll always speak to someone local should you have questions.
RELATED: Pre-Qualification vs. Pre-Approval

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate
If you're buying a home, it's also a good time to review the rest of your finances. Ask about your complimentary Credit Checkup, available to all Arbor Financial members Also, if you open a checking account at Arbor Financial, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.