Auto Loans Rates as low as 3.74% APR*

Flexible financing that pays off in the future

It's like the moment peanut butter and chocolate came together. Except instead of mixing food groups, Arbor Financial set out to please Michigan drivers by combining the low cost of leasing a vehicle with the ownership benefits of buying one. The tasty result lets you steer your own course. After a set time period, you can decide to keep your car, sell it or return it.

Here's how Arbor Financial's DrivingSense Auto Loan program might make sense for you:

  • Finance both new and used vehicles, up to five years old
  • Financing terms range from 24 to 72 months
  • Option to sell, trade, finance or return vehicle at program's end
  • No down payment and no prepayment penalty
  • Option of 12,000, 15,000 and 18 ,000 miles per year
Innovative auto loan programs are just part of what Arbor Financial has to offer. If you open a checking account with us, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

*Annual Percentage Rate (APR). Additional rates and terms are available. The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval.

**Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement.

Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  


When it comes to the right mortgage, Arbor makes you feel right at home.

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