Get Into Gear With a Better Vehicle Loan

Arbor Financial's low rates on your loan means more car for your money! Get an auto loan that fits with your budget when you finance a new or used vehicle with rates as low as 1.49% APR* while pausing payments for 90 days1.

New Auto Loans


1.49% APR*

Used Auto Loans


1.49% APR*

RV & Boat Loans


3.74% APR*

Motorcycle Loans


1.49% APR*

Why Choose Arbor?


Easy Loan Pre-Approvals


Affordable Loan Rates


Flexible Loan Terms


100% Financing Available

Estimate your monthly car payment

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Apply With 3 Easy Steps



Apply Online

Get the ball rolling with our quick and easy online application.



Sign Your Loan

Agree to the loan amount, rates, and terms associated with your loan.



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Turn your loan into the new car that you’ve been so anxious for.

“I love Arbor!! I was able to get my dream car at an exceptional rate within a matter of minutes.”

- Justin
Kalamazoo County, Michigan 

Auto Loan Resources

We'll help you navigate the twists and turns of a first-time purchase.

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Get back on your feet financially with this loan.

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When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.

Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.

When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.

  • Eligible for auto, RV, and boat loans
  • Only eligible after three consecutive payments have been made
  • Request must be received seven days prior to an outstanding payment

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Your car might break down. You might get in an accident and injured - or worse. Just lean on us for cost-effective programs that can calm your financial worries.

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Life is unpredictable. It's prudent to prepare for the unexpected. Our policy is to make sure you have the right kind of protection.

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*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score at the time of application.  Rates subject to change.

1Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.


When it comes to the right mortgage, Arbor makes you feel right at home.

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