Opportunities abound with these home loans.

We believe in you. When other financial institutions turn you away for a mortgage, you have additional options with us. Through a variety of special home loans backed by the federal government, you can get the affordable financing you need to buy that wonderful place you'll call home.

Various government programs can open the door to a better life:

  • Federal Housing Authority (FHA) home loans feature low down payments and fixed rates for qualified borrowers.
  • Veterans Affairs (VA) mortgages provide up to 100% financing, fixed rates and flexible qualification guidelines for veterans, active-duty service members and their families.
  • Rural development home loans from the U.S. Department of Agriculture (USDA) feature special terms and options for properties in qualified communities.
  • Manufactured Home loans come with fixed rates and various term options with no land required.

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:
 
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
 
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Access to various types of home loan programs backed by the U.S. government is just part of what Arbor Financial offers. If you open a checking account with us, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  

Mortgages

When it comes to the right mortgage, Arbor makes you feel right at home.

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