Whether you’re buying a new home or want to refinance your current residence, we can help you identify the best mortgage rates or refinance rates, and pair that rate with loan terms to match your lifestyle and budget. This way, you keep a little extra money in your pocket for the things that matter, like creating memories in your home.
  • Get in your dream home with no money down
  • No PMI with our latest home mortgage offers
  • Available 15-year fixed rates as low as 2.125% APR*
  • Flexible terms based on your needs and budget
  • Fast, local decision-making 
Call us today @ 269-544-3105

Mortgage Rates & Refinance Rates

At Arbor Financial Credit Union, we offer home mortgage rates and refinance rates that are tailored to your needs. During the process, you work one-on-one with an experienced loan officer to develop the home mortgage or mortgage refinance plan that works for you. 

Fixed rates are available as low as 2.125% APR*. 

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Mortgage Rates & Refinancing Resources

Once you’re ready to learn more about competitive mortgage rates and refinancing options, the loan officers at Arbor Financial Credit Union are here to discuss your financial goals. In the meantime, you can also find additional support in the tools and resources below.

Mortgage Rates Frequently Asked Questions

Should I refinance my mortgage loan? 

Your current interest rate, principal balance, and other factors help determine if mortgage refinancing is right for you. Let us see if we can offer you lower rates and better terms than your current mortgage. 

What will my interest rate be for my mortgage?

Interest rates vary by individual and are based on factors like loan length, credit score, and more. 

How much is due at the time of the loan?

Depending on the terms of your loan, you could owe nothing. Talk with one of our loan officers to learn more about your options for home mortgages and mortgage refinancing.  

Gain Access To Affordable Mortgage Rates Today!

Stop paying high-interest on mortgage rates and refinance rates, and start saving with Arbor Financial Credit Union. 

With competitive rates and personalized service, you can achieve the perfect monthly payment to meet your financial goals. 

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"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories