Rewards Credit Card 3X Reward points on restaurants and travel
2X Reward points on gas and groceries
1X Reward points on everything else

Convenience Is In The Cards

Credit cards are an indispensable way of life for people. But finding the right one is key. Arbor Financial's Visa offerings are designed to help our members get the spending power they need with excellent rates.

Compare Credit Cards
 

Transfer Your Balance and Save

Refresh your finances by transferring your high-rate balance to an Arbor Financial card and pay 2.99% APR for the first six months! Save some money, build your credit, and take advantage of our new Rewards program or our low rate Advantage card!

Start Your Balance Transfer
 

Student Credit Card

Volt members can qualify for a Visa Rewards Credit Card starting at age 16. Meant as a credit builder, this card has a low credit limit, offers the lowest possible rate, and will earn points with everyday purchases, which never expire.

Learn More About Volt
 

REMINDER: Your NEW remittance address is P.O. Box 37603 Philadelphia, PA 19101-0603.

Take Control Over Your Credit Cards

Once you've found the credit card that works best for you, download the Arbor Financial Card Control app to set alerts and travel notifications while managing your credit cards in one convenient app.

Download the Arbor Financial Card Control App today!
 

Traveling With Your Debit or Credit Card?

We work hard to protect your accounts and your money. Before heading out on vacation, let us know you’ll be traveling to ensure uninterrupted use of your debit or credit cards. Out of state or international purchases may be flagged as potential fraud and blocked until your authorization can be confirmed. Set your travel alert using the Card Control app or email us with your travel dates. Safe travels!

Advantage Card
Rewards Credit Card Open account
Rates for purchases

6.00% APR* - 15.25% APR*

Balance Transfers**

2.99% APR* for 6 months
 

 
Points Program
 

N/A

Advanced Security

Card information is printed on the back of the card, and chip technology adds another level of encryption when you make purchases.

How to Earn More

Sign up for eStatements and earn a $5 credit.

Business Rewards Card
Rewards Credit Card Open account
Rates for purchases

Competitive Variable Rate
 

Balance Transfers**

N/A

Points Program

Use your CURewards points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases.

3X Points on Restaurants and Travel
2X Points on Groceries and Gas
1X Points on Everything Else

Advanced Security

Card information is printed on the back of the card, and chip technology adds another level of encryption when you make purchases.

How to Earn More

Earn 2,500 points for activation
Earn 500 points when you sign up for eStatements.

Disclosures
 

Arbor Financial makes it easy to pay without swiping your card with these digital wallets:


Get card assistance when you need it

If your credit card is lost or stolen, call 269.375.6702 or 800.442.7340 immediately. If you have other non-emergency questions after hours or on holidays, please call 866.591.2802.

If you would like to set up a PIN for ATM withdrawals on your credit card, call 888-886-0083 to set your PIN. 

To access your credit card information online, please login through eBanking.


 
*Rates as of July 1, 2020. APR = Annual Percentage Rate. Lowest rate featured based on credit score of 750. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Contact us for more information.

**APR (Annual Percentage Rate). The balance transfer APR will be 2.99% for 6 monthly billing cycles after the date of the transfer(s), then the standard purchase price APR applies, which is currently 6.00% - 15.25% for the Advantage Card,  9.25% - 16.25% for the Rewards Card, 12.96% for the Classic Card and 9.9% for the Platinum Card. Complete details on the balance transfer form.

 
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories