Rates 1.99% APR* Intro Rate for 6 Months!

Home Equity Line of Credit — Special Offer!
One of the biggest benefits of home ownership is the ability to leverage the equity in your home to help pay for life's expenses, no matter what they may be. For a limited time, Arbor Financial is offering a special 1.99% APR* introductory rate for 6 months.

Home in on Arbor Financial's HELOC

The value of your Michigan home helps to qualify your Home Equity Line of Credit loan. You don't have to spend the cash on home repairs, though it's okay if you do. Instead, you can access the money as often as you wish to give you a little extra buying power when opportunity knocks or a little extra muscle in fending off life's financial challenges.
  • Competitive low, variable rates
  • $10,000 to $150,000 credit lines with low monthly payments
  • No application fee
  • Take advances as often as you need them
  • No restrictions on how you spend your funds
  • Interest accrues only on funds as they are drawn
  • Quick approvals have your funds available fast
  • Manage your credit line online or by phone
  • Possible tax advantages (please consult your tax advisor)

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Why Arbor?

There is a reason that more than 40,000 people like you in Western Michigan are banking with Arbor Financial. Arbor does things differently — and it shows.

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*Annual Percentage Rate (APR). Beginning 8/12/19, a special introductory HELOC APR will be 1.99% for the first 6 months, and then switch to variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. Introductory APR applies only to new loans. The HELOC maximum APR is 15%. Subject to credit approval. An Automated Valuation Model (AVM) will be used to determine equity on HELOC request amounts less than $75,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value. Subject to change without notice.