Refresh Your Finances

When high interest rates squeeze your wallet, squeeze back! Consolidate your debt with our 6-month 2.99% APR* Balance Transfer Offer.

Balance Transfer Form

Low Rates

Arbor Financial is offering a 2.99% APR* with zero balance transfer fees when you move your high-rate credit card balance to either our ScoreCard Rewards Card or Advantage Card. Even after this offer expires, you'll still have one of the best rates in the country, with our rewards card as low as 11.50%, and our Advantage Card as low as 8.25% APR.


Does your card earn ScoreCard Bonus Points? If so, you can earn points toward great rewards, travel, merchandise, or even cash back, just by transferring your balance to an Arbor Financial Rewards card. Not only that, but you'll still get 2,500 bonus points just for registering the card, and 500 bonus points for signing up for eStatements.


Each Arbor Financial credit card option not only features chip technology, offering another layer of encryption, and peace of mind shopping in brick-and-mortar stores or online, but it also allows you to use Apple Pay, Samsung Pay, VISA Checkout, or Google Pay. You can also sign up for VISA purchase alerts, to receive near real-time email notifications on select Visa card purchases made with your Arbor Financial Visa credit card.

Which card is right for me?

We've done the legwork for you!  You can compare our ScoreCard Rewards Card and our Advantage Card side by side and see what the best choice is. If you'd like to talk through the process, we have friendly, qualified staff ready to help you out whenever you may need it! Just let us know!

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