Mortgage Specials!
Now is the time to make the move to a better mortgage, with loan options that offer incredibly low rates:

7-year: As low as 1.99% (2.290 APR) Fixed*

10-year: As low as 2.35% (2.565 APR) Fixed*

15-year: As low as 2.875% (3.024 APR) Fixed*

No Down Payment and No PMI

If you are ready to buy a home, but don't have a large down payment set aside, take advantage of our 30-year mortgage special that doesn't require a down payment or PMI.1

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A Meaningful Commitment to Service

Whether you are a first-time home buyer or a long-time homeowner refinancing to save money or pay off your loan more quickly, Arbor Financial is the place to be. 
At Arbor Financial, we ensure that you get what you need in order to achieve your goals, from funding your renovation costs to filling the gap between admiring a house and actually owning it. 


We also recognize that making a move or refinancing a mortgage takes planning, so we make this commitment to you: if we don't meet the closing date, we'll make the first payment!2

Get More with Arbor:

  • Easy application process
  • Low closing costs
  • Local service
  • On-time guarantee

 

Why Arbor?

There is a reason that more than 40,000 people like you in Western Michigan are banking with Arbor Financial. Arbor does things differently — and it shows.

Learn More Get Started

*Annual Percentage Rate (APR). Beginning 8/12/19 and for a limited time. Special APRs disclosed are the lowest rates available and are determined by your credit score at time of application. May require down payment based on credit score. Payments are monthly for term of loan. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loan with no PMI. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

1. Subject to credit approval. Payments are monthly for term of loan. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

2. Terms and conditions apply. The Arbor On-Time Guarantee applies to purchase agreements only and excludes refinances. Maximum payment of $1,500. Visit arborfcu.org for full details.