Rates as Low as 3.85% APR*

One of a Kind Loan for a One of a Kind You

You have ideas as unique as you, and now with our Inspired Loan Special with rates as low as 3.85% APR*, you can make it happen! blank

Whether you’re wanting to save money by consolidating debt from higher interest rate loans, wanting to create a home office or work space for your student, or simply looking to get a jumpstart on the holiday season, we have a variety of loan terms with an affordable low-monthly payment. Plus, you'll have the option of no payments for 60 days**.

Get Inspired & Make It Happen

  • Rates as low as 3.85% APR* for a 36-month term

  • No payment for 60 days**

  • Affordable, low monthly repayment terms 
  • Choose the amount you'd like to apply for
  • No application fee
  • Apply online, by calling our Virtual Loan Center at 269-488-5945, or visit any branch to secure this loan special
  • Great service, fast turnaround
  • Loan is versatile - no limits on how you use it

Are You Inspired?

Apply Online


Frequently Asked Questions

A: Yes, members can refinance their existing loan at the lower rate, however, internal refinances will require $1,000 of new money to qualify for the special rate.

A: Internal refinances with $1,000.00 new money will qualify for the 60-day no payments.

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Monthly Payment: $ 0
*Rates are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application. 
Monthly payment estimate includes principal and interest. 

*Annual Percentage Rate (APR). Rate effective 10/1/20 for a limited time. Rate may vary depending on credit history and underwriting factors. Internal refinances require minimum of $1,000 in new money. Subject to credit approval. Terms and conditions subject to change without notice.
**Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period October 1 – December 31, 2020.