CD Special No penalty for early withdrawal on our 15-month CD special!

Invest Safely

CDs are safe, stable investments for our members. Since the rates don't fluctuate over the term of the certificate, you'll know exactly how much you will have earned when it matures. In addition, deposits at Arbor Financial, including CDs, are federally insured by the National Credit Union Administration (NCUA), so you know your money is safe.

Pick An Amount That Works For You

With a minimum investment of $500, and tiers up to over $250,000, you can find what works for you. The money can come from your savings or checking account, or it can be a new deposit.

Select Your Term

We're offering special CD rates on 9- or 15-month terms.15-month CDs can be taken out anytime (penalty free), whereas a withdrawal on the 9-month would incur a penalty. You can also check out our other CD terms and rates to take advantage of a traditional term length as well. You're in control!

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Certificate Products

Product Term Interest Rate Annual Percentage Yield
9 Month CD Special 1.06% 1.21% 1.36% 1.51% 1.66%
9 Month BOOST 1.31% 1.46% 1.61% 1.76% 1.92%
15 Month CD Special 0.90% 1.06% 1.21% 1.36% 1.51%
15 Month BOOST 1.16% 1.31% 1.46% 1.61% 1.76%
6 Month 0.10% 0.25% 0.40% 0.50% 0.75%
12 Month 0.15% 0.25% 0.60% 0.70% 0.90%
24 Month 0.25% 0.75% 0.85% 1.00% 1.16%
36 Month 0.40% 0.50% 1.00% 1.16% 1.31%
48 Month 0.40% 0.50% 1.51% 1.66% 1.81%
60 Month 0.75% 1.41% 1.66% 1.81% 1.97%
84 Month 1.41% 1.56% 1.71% 1.87% 2.02%
120 Month 1.66% 1.81% 1.97% 2.12% 2.27%

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*Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. A penalty will be imposed for withdrawals before maturity on our 9-month CD special. No penalties on early withdrawal on our 15-month CD special. CD special and boost rates offer is valid as of 11/6/19 for a limited time only. A minimum balance of $500 is required to obtain lowest tier of 1.06% APY for 9-month CD special and 0.90% APY for 15-month CD special. An additional .25% will be added to the CD special rate if at least $25,000 of the certificate amount is money not currently on deposit with Arbor Financial Credit Union, and the higher rate will be paid on the full certificate balance. Minimum deposit of $250,000 required to receive boosted rate of 1.92% APY for 9-month CD special and 1.76% APY for 15-month CD special. Offer subject to change.
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