34-Month IRA CD Special Rates as high as 3.04% APY*

Invest Safely

IRA CDs are safe, stable investments for our members that have retirement accounts. Since the rates don't fluctuate over the term of the certificate, you'll know exactly how much you will have earned when it matures. In addition, deposits at Arbor Financial, including IRA CDs, are federally insured by the National Credit Union Administration (NCUA), so you know your money is safe.

What is an IRA CD?

An IRA CD is just like a normal CD, except you buy the CD with funds in your retirement account. The interest earned on the CD gets added to your IRA account on a tax-deffered basis.

Pick An Amount That Works For You

With a minimum investment of $500, and tiers up to over $250,000, you can find what works for you. The money can come from your IRA savings account, or as a new deposit from rollover or direct transfer.

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See disclosures.
*Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. IRA 34-month CD Special available beginning 2/3/20 and for a limited time. Minimum balance of $500 is required. Early withdrawal penalties apply and will reduce earnings. Rates and offers subject to change at any time without notice.