Invest Safely

CD's are safe, stable investments for our members. Since the rates don't fluctaute over hte term of the certificate, you'll know exactly how much you will have earned when it matures. In addition, deposits at Arbor Financial--including CD's--are federally insured by the National Credit Union Administration (NCUA), so you know your money is safe.

Pick An Amount That Works For You

With a minimum investment of $500, and tiers up to over $250,000, you can find what works for you. The money can come from your savings or checking account, or it can be a new deposit.

Select Your Term

We're offering special CD rates on 13, 25, or 52 month terms. You can also check out our other CD terms and rates to take advantage of a traditional term length as well. You're in control!

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Certificate Prodcuts

Deposit $500-$29,999.99 $30,000-$69,999.99 $70,000-$124,999.99 $125,000-$249,999.99 $250,000+
Term APY* APY* APY* APY* APY*
13 Month CD Special 1.50% 1.75% 2.00% 2.25% 2.35%
13 Month BOOST 1.75% 2.00% 2.25% 2.50% 2.60%
25 Month CD Special 1.75% 2.00% 2.25% 2.35% 2.50%
25 Month BOOST 2.00% 2.25% 2.50% 2.60% 2.75%
52 Month CD Special 2.25% 2.40% 2.50% 2.75% 3.00%
52 Month BOOST 2.50% 2.65% 2.75% 3.00% 3.25%
6 Month 0.10% 0.25% 0.50% 0.60% 0.75%
12 Month 0.15% 0.25% 0.50% 0.75% 1.00%
24 Month 0.25% 0.75% 1.00% 1.26% 1.51%
36 Month 0.40% 0.50% 0.75% 1.51% 1.76%
48 Month 0.40% 0.50% 1.00% 1.76% 2.02%
60 Month 0.75% 1.00% 2.02% 2.27% 2.53%
84 Month 1.51% 2.02% 2.27% 2.53% 3.04%
120 Month 1.76% 2.27% 2.53% 3.04% 3.29%


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*Annual Percentage Yields (APYs) earned on certificates are calculated by the actual daily balance method and are paid and compounded monthly. A penalty will be imposed for withdrawals before maturity. CD special and boost rates offer is valid for a limited time only. A minimum balance of $500 is required to obtain lowest tier CD special APY of 1.50%. An additional 0.25% will be added to the CD special rate if at least $25,000 of the certificate amount is money not currently on deposit with Arbor Financial Credit Union, and the higher rate will be paid on the full certificate balance. Minimum deposit of $250,000 required to receive 3.25% APY.  Offer subject to change.‚Äč