Special Rates as low as 3.49% APR*
No payment for 90-days
Extended terms up to 84 months

Get More Horsepower Now - Make Payments Later!

Is your car ready for the winter months? Get an auto loan that fits into your holiday plans when you finance a new or used vehicle while pausing payments until after the New Year.

Auto Loans That Fit the Season:

  • No payment for 90 days (on new money of $10,000 or more).
  • Extended terms up to 84 months.
  • Rates as low as 3.49% APR*.
  • New and Used Auto Loans.
  • Refinance from other financial institutions.
  • Up to 100% financing.
  • No fees.

Apply Now

Stop In, Call, or Apply Online and Have an Answer Within Minutes!


A full range of auto loans is just part of what Arbor Financial has to offer. If you open a checking account with us, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

Discover 4 ways to lower the cost on your auto loan today!

*Minimum loan amount of $10,000 required for deferred payments. Interest begins accruing from the date of loan disbursement. Deferred payments will be paid at the end of loan. Accrued interest will be collected on the first payment(s) applied to the loan. First payment will be due in the fourth month, on the date disclosed in the loan agreement. Restrictions may apply. Excludes internal refinances and Fresh Start Auto Loans. Subject to credit approval. Limited-time offer. Terms and conditions are subject to change without notice. Insured by NCUA.
"I love Arbor! I love that when I come through the drive-thru, I am always greeted warmly and friendly! The people you have chosen to work there are exemplary. I love the ease of my banking online, as well as at my local office. You’re involved in our community and offer so much. Great job!" Joy B. Read More Member Stories